Effective Date: May 1, 2026
This Disclaimer and Waiver of Liability (“Disclaimer”) applies to all content, services, products, software, calculators, tools, training programs, educational materials, downloadable resources, forms, templates, videos, webinars, articles, and information made available through CertifiedRater and any affiliated websites operated by Workers’ Compensation Educational Services, LLC (“WCES,” “Company,” “we,” “our,” or “us”).
By accessing or using this website, you acknowledge that you have read, understood, and agreed to the terms of this Disclaimer.
Educational Purposes Only
The information, training programs, calculators, forms, templates, guides, reference materials, articles, webinars, videos, and other content available through this website are provided solely for educational and informational purposes.
Nothing on this website constitutes:
- Medical advice
- Legal advice
- Vocational advice
- Insurance advice
- Claims handling advice
- Regulatory compliance advice
- Professional consulting services
Users should consult qualified professionals regarding any specific medical, legal, regulatory, or claims-related matter.
No Physician-Patient Relationship
Use of this website does not create a physician-patient relationship between any user and Workers’ Compensation Educational Services, LLC, its instructors, contributors, authors, contractors, or affiliates.
No content on this website should be used as a substitute for professional medical judgment, examination, diagnosis, treatment, or evaluation.
No Attorney-Client Relationship
Use of this website does not create an attorney-client relationship between any user and Workers’ Compensation Educational Services, LLC, its instructors, contributors, authors, contractors, or affiliates.
Users are solely responsible for obtaining legal advice regarding jurisdiction-specific statutes, regulations, case law, administrative rules, and legal requirements.
User Responsibility for Professional Judgments
Impairment ratings, disability determinations, medicolegal opinions, independent medical examinations, workers’ compensation decisions, insurance determinations, and legal conclusions require the independent professional judgment of qualified practitioners.
Any calculator, worksheet, template, checklist, reference tool, AI-assisted tool, or educational resource provided through this website is intended solely as an aid to professional analysis and decision-making.
The user remains solely responsible for:
- All impairment ratings
- Medical opinions
- Clinical judgments
- Legal conclusions
- Administrative determinations
- Regulatory compliance
- Report content
- Final work product
The Company does not guarantee that any tool, calculator, template, or resource will produce accurate, complete, defensible, jurisdictionally compliant, or legally sufficient results.
Calculator and Software Limitations
Any calculators, software applications, AI-assisted tools, impairment-rating tools, or automated resources available through this website are provided “as is” and should not be relied upon as a substitute for independent professional review.
Users must independently verify all:
- Inputs
- Calculations
- Outputs
- Conclusions
- References
- Citations
- Impairment ratings
- Whole person impairment values
- Apportionment determinations
The Company expressly disclaims responsibility for errors, omissions, software defects, programming inaccuracies, data-entry mistakes, user errors, or jurisdictional variations.
Jurisdictional Differences
Workers’ compensation laws, disability systems, impairment-rating requirements, and legal standards vary significantly among jurisdictions.
Information presented on this website may not apply to every state, territory, province, country, employer, insurer, administrative agency, or legal proceeding.
Users are solely responsible for determining the applicability of any information, methodology, or resource to their specific jurisdiction and circumstances.
AMA Guides Disclaimer
CertifiedRater.com and Workers’ Compensation Educational Services, LLC are independent organizations.
The Company is not affiliated with, endorsed by, sponsored by, or acting on behalf of the American Medical Association (“AMA”), unless expressly stated otherwise.
The AMA Guides® and related trademarks are the property of the American Medical Association.
Users are responsible for obtaining lawful access to the applicable edition of the AMA Guides® and complying with all copyright, licensing, and usage requirements.
Any opinions, commentary, interpretations, training materials, educational content, or instructional presentations provided through this website represent the views of the respective authors and presenters and do not necessarily reflect the views of the American Medical Association.
No Warranty
THIS WEBSITE AND ALL CONTENT, PRODUCTS, SERVICES, SOFTWARE, CALCULATORS, TOOLS, TRAINING MATERIALS, AND RESOURCES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WORKERS’ COMPENSATION EDUCATIONAL SERVICES, LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- MERCHANTABILITY
- FITNESS FOR A PARTICULAR PURPOSE
- ACCURACY
- RELIABILITY
- NON-INFRINGEMENT
- COMPLETENESS
- TIMELINESS
- AVAILABILITY
The Company does not warrant that:
- The website will be uninterrupted;
- The website will be error-free;
- Calculators will produce accurate results;
- Educational content will be current or complete;
- Users will pass certification examinations;
- Users will achieve any specific professional outcome.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WORKERS’ COMPENSATION EDUCATIONAL SERVICES, LLC, ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, FACULTY, CONTRIBUTORS, AUTHORS, AFFILIATES, LICENSORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY:
- Direct damages
- Indirect damages
- Incidental damages
- Consequential damages
- Special damages
- Exemplary damages
- Punitive damages
- Lost profits
- Lost revenue
- Lost business opportunities
- Professional liability claims
- Malpractice claims
- Regulatory penalties
- Administrative sanctions
- Litigation costs
arising from or related to:
- Use of the website;
- Reliance on website content;
- Use of calculators or tools;
- Educational materials;
- Training programs;
- Impairment ratings;
- Medical evaluations;
- Legal proceedings;
- Workers’ compensation claims;
- Disability determinations; or
- Any other use of information obtained from this website.
Indemnification
You agree to defend, indemnify, and hold harmless Workers’ Compensation Educational Services, LLC and its officers, employees, contractors, instructors, contributors, affiliates, successors, and assigns from any claims, liabilities, damages, losses, costs, expenses, or attorneys’ fees arising from:
- Your use of the website;
- Your professional work product;
- Your impairment ratings;
- Your medical opinions;
- Your legal conclusions;
- Your violation of applicable laws;
- Your reliance upon information provided through the website.
Third-Party Content and Links
This website may contain links to third-party websites, publications, organizations, software providers, educational resources, and external content.
The Company does not control and is not responsible for the accuracy, availability, legality, or reliability of any third-party content or services.
Links are provided solely as a convenience and do not constitute endorsement.
Acceptance of Risk
By using this website, you acknowledge and agree that:
- You assume all risks associated with your use of the website.
- You are solely responsible for verifying information before relying upon it.
- You will exercise independent professional judgment in all matters.
- You release Workers’ Compensation Educational Services, LLC from any claims arising from your use of the website or its resources.
Governing Law
This Disclaimer shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles.
Contact Information
Workers’ Compensation Educational Services, LLC
Website: CertifiedRater.com